BM Credit Solutions LLP

Your Reliable Partner in Debt Recovery Solutions

About Us

Empowering businesses with ethical, efficient, and expert debt recovery services.

Committed to Recovery with Integrity & Innovation

BM Credit Solutions LLP was founded in 2022 with a mission to redefine debt collection through professionalism, transparency, and results. Led by experienced directors Bipin Kumar Agrahari and Shashi Mukund, we operate as an extension of your team, helping you recover pending dues without compromising client relationships.

We understand that every rupee matters — and we’re here to help you recover it, the right way.

Our strength lies in our trained professionals, ethical practices, and robust compliance framework. Whether it’s tele-calling, field recovery, skip tracing, or analytics, we’re equipped to handle every aspect of collection with efficiency and accuracy.

What Services We’re Providing

Tailored recovery solutions that drive results — ethically and efficiently.

Telecalling Services

Our trained tele-callers ensure regular follow-ups, PTP conversion, and polite yet persuasive communication, ensuring optimal recovery without harming customer relationships.

Skip Tracing

We specialize in locating non-contactable or skip customers using advanced tools and local tracing techniques — including data from gas agencies, voter ID, and digital platforms.

Field Collection (FOS)

Our DRA-certified Field Officers visit customers professionally and ethically, ensuring on-ground recovery, document pickup, and PTP payments with full compliance.

Analysis & MIS

We deliver intelligent, actionable reports that simplify reconciliation, track recovery trends, and guide business decisions.

Compliance & Audit

Strict adherence to RBI norms, data privacy rules, and internal SOPs ensures secure, customer-friendly collections with audit-ready processes.

Pan-India Coverage

From Delhi to remote towns in UP and Uttarakhand, our on-field and telecalling teams ensure no customer is out of reach.

Our Working Process

We follow a transparent, step-by-step process to recover your dues ethically, professionally, and efficiently — ensuring full compliance and client satisfaction at every stage.

Work Experience

Years of proven results across diverse financial portfolios and institutions.

Retail Loan Recovery – Slice (North East Small Finance Bank)

2022 – Present

Handled a ₹23 crore written-off portfolio with accounts ranging from Bucket 0 to 6+, delivering consistent recoveries through tele-calling, tracing, and field operations.

Retail Loan Collection

Vehicle Loan & Repossession – TVS Credit (via IARC)

2023 – Present

Managed secured loan collections and vehicle repossession worth ₹20 crore. Combined data analysis with on-ground FOS teams for fast turnaround.

Vehicle Finance Recovery

Secured Loan Collections – HDFC Bank (via IARC)

2023 – Present

Specialized in secured asset recovery with a ₹12 crore portfolio involving both collection and repossession strategies. Maintained high compliance and minimal conflict resolution time.

Secured Loan Recovery

Analysis & MIS Reporting

2022 – Present

Delivered detailed, audit-friendly MIS reports for all projects. Ensured traceability, performance tracking, and strategy optimization through regular data analysis.

Data & Reporting

Pan-India Telecalling & Field Ops

2022 – Present

Built and trained a nationwide tele-calling and FOS team. Expertise in Skip, NC, and Bucket collections using ethical and compliant processes.

Field & Call Operations

Our Portfolio

Building trust, one recovery at a time.

What My Clients Says

Building trust, one recovery at a time.

BM Credit Solutions has consistently delivered excellent recovery results with complete professionalism. Their team works like an extension of our internal staff.

Recovery Manager, Slice (North East Small Finance Bank)

We’ve worked with multiple agencies, but BM Credit’s skip tracing team stands out. Their field team helped us trace and close long-pending skip accounts across multiple cities.

Senior Collections Officer, TVS Credit (via IARC)

Highly reliable, ethical, and result-driven. BM Credit’s MIS and audit support helped streamline our internal reporting and reduced compliance risks.

Collections Head, HDFC Bank (via IARC)

Stay In Touch

Subscribe to receive updates on our recovery solutions, compliance policies, and success stories — directly in your inbox.